Back in 2005, I was on the phone with a good friend of mine from college, Aaron Patzer. Aaron had an idea for a startup. His idea was to make managing your personal finances a cinch. I thought it was a very much needed idea, but I saw one major hurdle standing in Aaron's way. He was living in Austin, TX, which at the time had some startups and investors, but not nearly the ecosystem of Silicon Valley. I persuaded Aaron to move to Silicon Valley where there would be more technical talent, investors, and a vibrant ecosystem he could…
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